From application to money in your bank, in four steps
All on your phone. No branch visit, no paper forms, and you see every cost before you sign.
Applying is free. You can stop at any step, and nothing is charged unless you accept the offer.
How much do you need?
Work out your cost before you apply
Move the sliders. The numbers use our standard rate and fee; your offer can be different.
Prefer monthly payments? EMI plans are available. Your offer shows the options you qualify for.
- Processing fee + GST
- ₹2,950
- You receive in your bank
- ₹22,050
- Interest (1% per day)
- ₹5,250
- You repay on day 21
- ₹30,250
APR (yearly cost incl. fees)646.40%
Apply nowIllustration only. Repaying early lowers the interest. Late payment adds a penalty of 0.5% per day.
Check you qualify, then keep these ready
You can apply if you
- Are an Indian citizen aged 21 to 60
- Earn at least ₹15,000 a month, salaried or self-employed
- Have a savings bank account in your name
- Have a mobile number linked to your Aadhaar
- Have a PAN card
Keep these ready
- PANTo check your identity and credit history
- AadhaarOTP-based check, or DigiLocker
- Bank statementLast [[LEGAL-TBD]] months, via net banking or PDF
- A selfieTaken in the app to match your ID
Meeting these does not guarantee approval. The lender decides using its credit policy.
A regulated lender behind every loan
Kredlane
NBFC registered with the Reserve Bank of India. Registration no. Kredlane. Kredlane is its Lending Service Provider; the lender approves and gives every loan.
About our lending partnerStay safe from fraud
- We never ask for a fee before your loan is given.
- We only take payments on demo.kredlane.in or a link sent from our official SMS header.
- We never ask for your OTP, PIN or password on a call.
Complaints
Grievance officer: Kredlane
compliance@kredlane.in · +91 0000000000
We reply within [[LEGAL-TBD]] days. If you are not satisfied, you can go to the RBI Ombudsman.