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Demo platform: Kredlane is not a real lending service. No real loans are offered or given.

Kredlane
About Kredlane

When life can't wait, neither should your finances.

Kredlane was built with one goal: to make borrowing simple for everyday Indians. Powered by Kredlane, we combine technology with responsible lending to deliver a seamless digital borrowing experience.

Our story

Fast, secure and transparent.

From application to disbursal, every step on Kredlane is designed to be fast, secure, and transparent. Whether you need funds for an emergency, education, travel, home improvement, or everyday expenses, we're committed to helping eligible borrowers access credit with confidence.

Every loan is sanctioned and disbursed by our lending partner, Kredlane, an NBFC registered with the Reserve Bank of India. Your rate, charges and repayment terms are shown upfront in a Key Fact Statement before you accept an offer.

Illustrative example
How Kredlane is structured

Clear about who does what.

The brand

Kredlane

The platform borrowers use — a simple, 100% digital journey from application to repayment.

Lending Service Provider (LSP)

Kredlane

Owns and operates Kredlane: customer onboarding, digital KYC, technology and customer support. CIN Kredlane.

Lender (RBI-registered NBFC)

Kredlane

Sanctions and disburses every loan on Kredlane, and is the regulated entity on record. RBI CoR No. Kredlane.

Meet our team

The people behind Kredlane.

Experienced professionals across banking, credit, product and business operations.

CA Vikram Gupta

CA Vikram Gupta

Vice President – Finance

Brings over 20 years of experience in the banking and SME lending industry. His expertise spans financial management, banking operations, and SME financing, contributing to the organisation's financial strategy and growth.

Ananaya Aggarwal

Ananaya Aggarwal

Product Head

Brings legal and entrepreneurial expertise to product strategy, with a focus on compliance-first design and customer experience. LL.M., New York University School of Law.

Navyaa Singhal

Navyaa Singhal

Marketing Head

First Class Honours from Warwick Business School, UK, and a Warwick Global Excellence Scholarship recipient, with expertise across corporate finance, strategy and consumer marketing.

Sanjay Singh Mehra

Sanjay Singh Mehra

Product Manager

Over 8 years of experience in banking operations and credit, with expertise in banking processes, credit operations, and product management.

Customer care

+91 0000000000

Head office

Kredlane, Kredlane